Mint Alternative
Life after Mint:
the AI money tracker
Mint shut down in March 2024, and Credit Karma didn't keep its budgets. Dibba picks up where Mint left off — automatic expense tracking, budgets, and savings goals — without ever asking for your bank login.
Dibba vs Mint at a glance
Side by side — what you get, what you give up.
Why people switch
No bank aggregators
Mint depended on bank connections that constantly broke. Dibba reads your banking SMS and Apple Pay notifications instead — nothing to reconnect, no credentials to share.
Works with any bank, anywhere
Mint only covered US and Canadian banks. Dibba works worldwide — if your bank sends SMS or you pay with Apple Pay, you're covered.
AI does the categorizing
Dibba's AI names and categorizes every transaction automatically, and you can talk to a 24/7 Voice AI about your spending.
Budgets and savings goals
The two things Mint users miss most. Set spending budgets, create savings goals, and track progress right on your lock screen.
The Full Story
What happened to Mint — and what to use instead
Intuit shut down Mint on March 23, 2024 and pointed its users to Credit Karma. But Credit Karma is built around credit scores and offers, not money management — monthly budgets and most tracking features didn’t survive the move. Millions of people who relied on Mint to watch their spending were left looking for a replacement.
What to look for in a Mint replacement
Mint’s biggest weakness was its dependence on bank aggregators: connections broke, transactions went missing, and anyone outside the US and Canada couldn’t use it at all. A good replacement should track spending automatically without fragile bank connections — and without asking for your online banking credentials.
How Dibba is different
Dibba takes a different route to your transactions: it reads the banking SMS messages your bank already sends you and your Apple Pay notifications, then uses AI to name and categorize every purchase. No bank login, nothing to reconnect, and it works with virtually any bank in any country. On top of automatic tracking you get budgets, savings goals, scheduled reports, and a 24/7 Voice AI Agent that knows your numbers.
You can start free on iPhone, and if you have years of history to bring over, Dibba imports bank statements in any language and format.
Frequently asked questions
What happened to the Mint app?+−
Intuit shut down Mint on March 23, 2024 and migrated users to Credit Karma. Credit Karma kept net-worth and transaction views but dropped Mint's monthly budgets, which is why most former Mint users look for a dedicated replacement.
Is Dibba a good free alternative to Mint?+−
Yes. Dibba is free to start on iPhone, and AI transaction parsing from banking SMS and Apple Pay is free for everyone. Premium adds the Voice AI Agent, unlimited feed history, unlimited savings goals, and bank statement imports.
Does Dibba connect to my bank like Mint did?+−
No — and that's the point. Dibba never asks for your bank login. It tracks spending from the banking SMS your bank already sends and from Apple Pay notifications, so there are no broken connections and no shared credentials.
Can I import my old Mint transaction history?+−
Dibba imports bank statements in PDF format in any language, so you can bring your history straight from your bank. Mint CSV exports aren't supported directly.
Does Dibba work outside the US?+−
Yes — worldwide. Because Dibba doesn't rely on US bank aggregators, it works with any bank that sends transaction SMS, plus Apple Pay anywhere.
Switch from Mint in minutes
Download Dibba, answer a few questions, and let AI take over the tracking. No spreadsheets, no bank logins, no homework.
🪽 Free to start · No bank login · Works worldwide
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