Save for
Your Dream
with AI
The AI budget app that tracks every expense automatically — from banking SMS and Apple Pay
✓ Safe & Secure✓ Works in all countries✓ Easy setup
Features
Everything you need to grow net worth
Set up once. Dibba runs your budget on autopilot from there.
Automated budget tracker
Every banking SMS and Apple Pay notification is parsed with AI — merchant, amount, category, even location — and your daily, weekly and monthly limits update on their own. No typing, no bank login.
Voice Agent
Call your 24/7 financial buddy. It knows your purchases, limits and goals, so it can plan a trip, weigh a big purchase or map out a mortgage.
Transcribe
Paid in cash? Say what you spent the way you'd tell a friend and tap Send. AI turns it into transactions in the background.
Goals tracking
Set and monitor progress toward your dreams — trips, gadgets, rent cheques, a down payment.
Push notifications
A push for every transaction AI files, an alert when you go over a limit, and daily, weekly, monthly and annual reports at the hour you pick.
Import PDF
Upload a bank statement PDF — any bank, any language — to bring in past transactions and start with your full history.
Manual tracking
Add purchases, bills and income in a few taps, or paste a bank SMS and let AI fill in the details.
Autopilot
How it works
Shop like you always do. Your phone does the bookkeeping.
Shop with your card
Tap, swipe, pay online — anywhere in the world, any currency.
Your phone forwards it
The banking SMS or Apple Pay notification goes straight to Dibba.
We help you save more
AI files it in seconds and updates your budgets, limits and goals.
SMS from bank
In your feed
Curious how it handles your bank? Watch the live parser demo →
Live Activity
Your spend, always on your Lock Screen
Today's total and your limit sit right on the Lock Screen — visible before you tap "buy now". That's how impulse purchases die.
Always visible. Current spend for today, this week or this month — without opening the app.
Instant pushes. Every parsed transaction and any daily, weekly or monthly overage.
Habit, built-in. Users say knowing they're on track is what finally made budgeting stick.
Goals & dreams
Save for dreams, not spreadsheets
Give every dream a number and a date. Dibba breaks it into a daily, weekly and monthly plan — and tells you if you're on track.
Popular right now: 🏠 New Home · 🚗 New Car · ✈️ Next Vacation
Transcribe · New
Say what you spent. AI adds it.
Cash at the market, a taxi you forgot, last night's dinner — tap Transcribe and say it the way you'd tell a friend. Tap Send and you're done: AI turns it into transactions in the background and lets you know when they're in.
Try saying
You say
Coffee $4.50 cash at the station, and yesterday a taxi home for $35.
Dibba adds
- ☕CoffeeCoffee Shops · Today$4.50
- 🚕TaxiTransport · Yesterday$35
Your language · up to 5 minutes a note · included in Free
00:09
Transcribe
Reading your voice note…
We'll notify you when it's done
Voice Agent · 24/7
Ask your money anything. Out loud.
Call your personal financial buddy anytime. It knows your purchases, limits and goals — so it can plan a Tokyo trip, talk you out of a 3am impulse buy, or map out a mortgage.
Pick your vibe
Alright bestie, here's the whole breakdown, no cap: Tokyo is doable by May.
5 women's voices · 5 men's voices · full context on your finances
Safe by design
No bank access. Ever.
Dibba never asks for your bank credentials — not at signup, not ever. It reads only the notifications you choose to forward, so there is no bank connection to compromise.
No credentials, no linking
We never ask for bank logins. Competitors require full account access — Dibba doesn't.
Reads only what you allow
Only the banking SMS and Apple Pay notifications you choose to forward. You stay in control.
Encrypted end to end
Your data is encrypted in transit and at rest, and it's never sold.
The details are in our Privacy Policy.
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Why people switch from budgeting apps that feel like a second job.
Pricing
Start free. Go unlimited with Premium.
AI transaction parsing, Transcribe and Live Activity are free for everyone. Premium adds unlimited history and goals — and the Voice Agent.
Free
Everything you need to start
- ✓AI transaction parsing — banking SMS and Apple Pay
- ✓Transcribe — say transactions aloud, AI adds them
- ✓Live Activity on your Lock Screen
- ✓Transaction feed — most recent 7 days
- ✓Daily expense reports
- ✓1 savings goal
Premium
Everything in Free, plusYour budget on full autopilot
- ✓Voice Agent — 24/7, full context on your finances
- ✓Unlimited transaction feed and history
- ✓Weekly, monthly and annual reports
- ✓Unlimited savings goals
- ✓Bank statement imports (PDF, any language)
Current Premium pricing is shown in the app · cancel anytime
Frequently asked questions
Dibba is an AI budget app: you set up automation once — it takes about 2 minutes — and from then on, every banking SMS or Apple Pay notification is parsed automatically with AI (merchant, amount, category, location) and your budgets, limits and goals update in real time.
Dibba has a Free plan with AI tracking included: transaction parsing from banking SMS and Apple Pay, Transcribe, Live Activity, daily reports, a 7-day feed and one savings goal. Premium is $29 a month or $99 a year on the App Store and unlocks the Voice Agent, unlimited feed history, unlimited goals, weekly/monthly/annual reports and bank statement imports.
The fastest way to add what your bank doesn't text you about. Tap Transcribe, say your purchases in your own words — "coffee 4.50 cash at the station, and yesterday a taxi home for 35" — and tap Send. Dibba's AI turns it into transactions in the background, with amounts, categories and dates, and notifies you when they're added. It's included in the Free plan.
A 24/7 voice financial advisor that has full context on your purchases, limits and goals. Call it to explore spend patterns, plan trips, weigh big purchases or set investment plans — in any of 10 voices and whatever vibe you pick. It's a Premium feature.
No — never. Dibba doesn't ask for bank logins or account access. It only reads the banking SMS and Apple Pay notifications you choose to forward. That's what makes it safe.
The app walks you through a simple, guided setup: allow notification forwarding for your bank's SMS sender or Apple Pay, and you're done. About 2 minutes, once.
Dibba is built for iPhone today, with a web app for desktop and tablets. Android isn't available yet — join our Telegram community (t.me/dibba_ai) to hear the moment that changes.
Yes — upload PDF bank statements and Dibba parses your past transactions so you start with full history.
Of course. Add cash purchases, bills and income by hand whenever something happens off-card — or say them out loud with Transcribe.
That's the whole point: daily, weekly and monthly limits, live spend on your Lock Screen, overage alerts, weekly reports and AI tips. First users hit their first savings goals within weeks.
Yes. No bank credentials are ever stored because none are ever asked for. Your data is encrypted in transit and at rest, and it's never sold.
Yes — join our Telegram community (t.me/dibba_ai) and the team will help you directly.
Ready to save for Your Dream?
Join thousands who are already saving with us — setup takes 2 minutes.
Free savings calculator: 🏠 New Home · 🚗 New Car · ✈️ Next Vacation