Save For
🏠 New Home
With AI
Automatic expense tracking from Banking SMS and Apple Pay — plus a Voice AI agent that knows your goals. Set it up once, in 2 minutes.
✓ No bank access needed✓ 2-minute setup✓ Works worldwide
DibbaTodayAED 116.50 left today · on track ✓
🏪 SEVEN-ELEVEN · JPY 116.00
✓ SMS parsed with AI · 📍 Shibuya, Tokyo
Features
Everything You Need To Grow Net Worth
Set up once. Dibba runs your budget on autopilot from there.
Auto-Parse Apple Pay / SMS
Every banking SMS and Apple Pay tap is parsed automatically with AI — merchant, amount, category, even location. No typing, ever.
✓ SMS parsed with AI
Spend Less, Save More
AI-powered insights to optimize your spending — daily, weekly and monthly limits with live progress.
Track Financial Goals
Set and monitor progress toward your dreams — trips, gadgets, rent cheques, a down payment.
Weekly Email Reports
Stay updated with personalized summaries of where your money actually went.
Import Bank Statements
Upload a PDF to bring in past transactions and start with full history.
Manual Transaction Entry
Add cash purchases, bills and income whenever something happens off-card.
Autopilot
How it works?
Shop like you always do. Your phone does the bookkeeping.
Shop with your card
Tap, swipe, pay online — anywhere in the world, any currency.
Your phone forwards it
The banking SMS or Apple Pay notification goes straight to Dibba.ai.
We help you save more
AI files it in seconds and updates your budgets, limits and goals.
SMS from bank
In your feed
Live Activity
Your spend, always on your Lock Screen
Today's total and your limit sit right on the Lock Screen — visible before you tap "buy now". That's how impulse purchases die.
Always visible. Current spend for today, this week or this month — without opening the app.
Instant pushes. Every parsed transaction and any daily, weekly or monthly overage.
Habit, built-in. Users say knowing they're on track is what finally made budgeting stick.
DibbaTodayAED 116.50 left today · on track ✓
Goals & dreams
Save for dreams, not spreadsheets
Give every dream a number and a date. Dibba breaks it into a daily, weekly and monthly plan — and tells you if you're on track.
Popular right now: 🏠 New Home · 🚗 New Car · ✈️ Next Vacation
Voice AI Agent · 24/7
Ask your money anything. Out loud.
Call your personal financial buddy anytime. It knows your purchases, limits and goals — so it can plan a Tokyo trip, talk you out of a 3am impulse buy, or map out a mortgage.
Pick your vibe
Alright bestie, here's the whole breakdown, no cap: Tokyo is doable by May.
5 women's voices · 5 men's voices · full context on your finances
Safe by design
No bank access. Ever.
Dibba is the first fully automated budgeting app that never touches your bank account. There is nothing to hack, because there is nothing connected.
No credentials, no linking
We never ask for bank logins. Competitors require full account access — Dibba doesn't.
Reads only what you allow
Only the banking SMS and Apple Pay notifications you choose to forward. You stay in control.
Encrypted end to end
Your data is encrypted in transit and at rest, and it's never sold. Spend responsibly ❤️
Compare
Why people switch from budgeting apps that feel like a second job.
What Our Users Say
"I've saved more in the last three months than I did all of last year!"
"The recommendations are incredible. It's like having a personal financial advisor in my pocket at all times."
"AI Voice Agent is 🔥🔥 it analyzed my expenses and helped with trip planning to Japan"
Frequently Asked Questions
You set up automation once — it takes about 2 minutes. From then on, every banking SMS or Apple Pay notification is parsed automatically with AI (merchant, amount, category, location) and your budgets, limits and goals update in real time.
A 24/7 voice financial advisor that has full context on your purchases, limits and goals. Call it to explore spend patterns, plan trips, weigh big purchases or set investment plans — in any of 10 voices and whatever vibe you pick.
No — never. Dibba doesn't ask for bank logins or account access. It only reads the banking SMS and Apple Pay notifications you choose to forward. That's what makes it safe.
The app walks you through a simple, guided setup: allow notification forwarding for your bank's SMS sender or Apple Pay, and you're done. About 2 minutes, once.
Yes — upload PDF bank statements and Dibba parses your past transactions so you start with full history.
Of course. Add cash purchases, bills and income by hand whenever something happens off-card.
That's the whole point: daily, weekly and monthly limits, live spend on your Lock Screen, overage alerts, weekly reports and AI tips. First users hit their first savings goals within weeks.
Yes. No bank credentials are ever stored because none are ever asked for. Your data is encrypted in transit and at rest, and it's never sold.
Yes — join our Telegram community (t.me/dibba_ai) and the team will help you directly.
Ready to save for Your Dream?
Join thousands who are already saving with us — free, in 2 minutes.
Free savings calculator: 🏠 New Home · 🚗 New Car · ✈️ Next Vacation