Save for
Your Dream
with AI
Automatic expense tracking from banking SMS and Apple Pay — plus a Voice AI Agent that knows your goals. Set it up once, in 2 minutes.
✓ No bank access needed✓ 2-minute setup✓ Works worldwide
DibbaTodayAED 116.50 left today · on track ✓
☕ FILLI CAFE · AED 8.50
✓ SMS parsed with AI · 📍 Al Safa, Dubai
Features
Everything you need to grow net worth
Set up once. Dibba runs your budget on autopilot from there.
Automatic expense tracking
Every banking SMS and Apple Pay notification is parsed with AI — merchant, amount, category, even location. No typing, ever.
Spend less, save more
AI-powered insights to optimize your spending — daily, weekly and monthly limits with live progress.
Track financial goals
Set and monitor progress toward your dreams — trips, gadgets, rent cheques, a down payment.
Weekly email reports
Stay updated with personalized summaries of where your money actually went.
Import bank statements
Upload a PDF to bring in past transactions and start with full history.
Manual transaction entry
Add cash purchases, bills and income whenever something happens off-card.
Autopilot
How it works
Shop like you always do. Your phone does the bookkeeping.
Shop with your card
Tap, swipe, pay online — anywhere in the world, any currency.
Your phone forwards it
The banking SMS or Apple Pay notification goes straight to Dibba.
We help you save more
AI files it in seconds and updates your budgets, limits and goals.
SMS from bank
In your feed
Live Activity
Your spend, always on your Lock Screen
Today's total and your limit sit right on the Lock Screen — visible before you tap "buy now". That's how impulse purchases die.
Always visible. Current spend for today, this week or this month — without opening the app.
Instant pushes. Every parsed transaction and any daily, weekly or monthly overage.
Habit, built-in. Users say knowing they're on track is what finally made budgeting stick.
DibbaTodayAED 116.50 left today · on track ✓
Goals & dreams
Save for dreams, not spreadsheets
Give every dream a number and a date. Dibba breaks it into a daily, weekly and monthly plan — and tells you if you're on track.
Popular right now: 🏠 New Home · 🚗 New Car · ✈️ Next Vacation
Voice AI Agent · 24/7
Ask your money anything. Out loud.
Call your personal financial buddy anytime. It knows your purchases, limits and goals — so it can plan a Tokyo trip, talk you out of a 3am impulse buy, or map out a mortgage.
Pick your vibe
Alright bestie, here's the whole breakdown, no cap: Tokyo is doable by May.
5 women's voices · 5 men's voices · full context on your finances
Safe by design
No bank access. Ever.
Dibba never asks for your bank credentials — not at signup, not ever. It reads only the notifications you choose to forward, so there is no bank connection to compromise.
No credentials, no linking
We never ask for bank logins. Competitors require full account access — Dibba doesn't.
Reads only what you allow
Only the banking SMS and Apple Pay notifications you choose to forward. You stay in control.
Encrypted end to end
Your data is encrypted in transit and at rest, and it's never sold.
The details are in our Privacy Policy.
Compare
Why people switch from budgeting apps that feel like a second job.
Pricing
Start free. Go unlimited with Premium.
AI transaction parsing and Live Activity are free for everyone. Premium adds unlimited history and goals — and the Voice AI Agent.
Free
Everything you need to start
- ✓AI transaction parsing — banking SMS and Apple Pay
- ✓Live Activity on your Lock Screen
- ✓Transaction feed — most recent 7 days
- ✓Daily expense reports
- ✓1 savings goal
Premium
Everything in Free, plusYour budget on full autopilot
- ✓Voice AI Agent — 24/7, full context on your finances
- ✓Unlimited transaction feed and history
- ✓Weekly, monthly and annual reports
- ✓Unlimited savings goals
- ✓Bank statement imports (PDF, any language)
Current Premium pricing is shown in the app · cancel anytime
Frequently asked questions
You set up automation once — it takes about 2 minutes. From then on, every banking SMS or Apple Pay notification is parsed automatically with AI (merchant, amount, category, location) and your budgets, limits and goals update in real time.
Yes — AI transaction parsing from banking SMS and Apple Pay is always free, along with Live Activity, daily reports, a 7-day feed and one savings goal. Premium unlocks the Voice AI Agent, unlimited feed history, unlimited goals, weekly/monthly/annual reports and bank statement imports. Current pricing is shown in the app.
A 24/7 voice financial advisor that has full context on your purchases, limits and goals. Call it to explore spend patterns, plan trips, weigh big purchases or set investment plans — in any of 10 voices and whatever vibe you pick. It's a Premium feature.
No — never. Dibba doesn't ask for bank logins or account access. It only reads the banking SMS and Apple Pay notifications you choose to forward. That's what makes it safe.
The app walks you through a simple, guided setup: allow notification forwarding for your bank's SMS sender or Apple Pay, and you're done. About 2 minutes, once.
Dibba is built for iPhone today, with a web app for desktop and tablets. Android isn't available yet — join our Telegram community (t.me/dibba_ai) to hear the moment that changes.
Yes — upload PDF bank statements and Dibba parses your past transactions so you start with full history.
Of course. Add cash purchases, bills and income by hand whenever something happens off-card.
That's the whole point: daily, weekly and monthly limits, live spend on your Lock Screen, overage alerts, weekly reports and AI tips. First users hit their first savings goals within weeks.
Yes. No bank credentials are ever stored because none are ever asked for. Your data is encrypted in transit and at rest, and it's never sold.
Yes — join our Telegram community (t.me/dibba_ai) and the team will help you directly.
Ready to save for your dream?
Join thousands who are already saving with us — free, in 2 minutes.
Free savings calculator: 🏠 New Home · 🚗 New Car · ✈️ Next Vacation